Community Heroes
Helping you make housing more affordable
with a ¼% interest rate reduction, free.
with a ¼% interest rate reduction, free.
To say "thank you" to our essential heroes we will buy down your interest rate by ¼% on your next purchase, and if you have a home to sell, we will offer you substantial SAVINGS as well.
We appreciate that amid COVID-19, First Responders, medical providers, and other essential workers have put everything on the line. To serve you in return, our First Team Family of Companies is making it possible for qualified heroes to take advantage of up to tens of thousands of dollars in SAVINGS when we pay for you to buy down, and reduce your interest rate by ¼% for your mortgage financing for up to 30 years.
We appreciate that amid COVID-19, First Responders, medical providers, and other essential workers have put everything on the line. To serve you in return, our First Team Family of Companies is making it possible for qualified heroes to take advantage of up to tens of thousands of dollars in SAVINGS when we pay for you to buy down, and reduce your interest rate by ¼% for your mortgage financing for up to 30 years.
Here are the
Possible SAVINGS Examples:*
30-Year Fully Amortized Fixed-Rate Mortgage
with ¼% Interest Rate Buy Down:
$34,576 SAVINGS on $700,000 Loan Amount
$29,637 SAVINGS on $600,000 Loan Amount
$24,484 SAVINGS on $500,000 Loan Amount
$19,587 SAVINGS on $400,000 Loan Amount
Possible SAVINGS Examples:*
30-Year Fully Amortized Fixed-Rate Mortgage
with ¼% Interest Rate Buy Down:
$34,576 SAVINGS on $700,000 Loan Amount
$29,637 SAVINGS on $600,000 Loan Amount
$24,484 SAVINGS on $500,000 Loan Amount
$19,587 SAVINGS on $400,000 Loan Amount
- Since 2017, First Team has offered a similar savings program to military households and has been recognized as the #1 contributor to this program nationwide by Leading Real Estate Companies of the World®, the largest network of independent brokerage firms in the U.S.
- Take advantage of this program to have us buy down your interest OR apply your substantial SAVINGS directly toward closing costs.
- Save TWICE when you buy and sell a home through this limited-time offer.
We thank you for allowing us to stay safe at home.
Now trust us with yours.
For more information on taking advantage of this limited-time offer, contact me.
Now trust us with yours.
For more information on taking advantage of this limited-time offer, contact me.
First Team® Real Estate
Founded in 1976 in Orange County, First Team has been trusted by 250,000 Southern California households for real estate sales and purchases. As a local family-owned business, we are big enough to have the resources and small enough to care.
NewRez
New Residential (NYSE: NRZ) is a leading provider of capital and services to the mortgage and financial services industries. It was incepted in 2013, and had assets of $45 billion as of December 31, 2019. It has made mortgage loans to hundreds of thousands of homeowners across the U.S.
*Offer may be withdrawn at any time, with or without notice. Offer subject to cooperation of independent brokerage and agent members of the MLS on co-op transactions. Maximum loan amounts apply. Discounts and saving promoted here are estimates only as of 05/18/2020 and do not bind First Team Real Estate or any of our affiliates. First Team Family of Companies consists of essential services of escrow settlement, title insurance, real estate brokerage, and mortgage finance services. You are advised to seek your own counsel from your accountant or legal advisor. 108 Pacifica, Irvine, CA 92618. Lic# 01008773. Please reply to this email and let me know if you would like to unsubscribe. © First Team® Real Estate. All rights reserved. This is not intended to solicit a listed property. If your property is currently listed for sale with a broker, please disregard.
©2020 NewRez LLC. All Rights Reserved. {Doing business as NewRez Mortgage in the states of Arkansas and Texas}. {Website approval pending with the New York Department of Financial Services.} This communication does not constitute a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. 1100 Virginia Drive, Suite 125, Fort Washington, PA 19034. Corp NMLS#: 3013 (www.nmlsconsumeraccess.org). Licensed by the AZ Department of Financial Institutions (license no. 919777). Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financial Lenders Law license. GA - Georgia Residential Mortgage Licensee #22847. KS - Kansas Licensed Mortgage Company (license no. MC.0025382). MA-NewRez LLC is licensed in Massachusetts as a Mortgage Lender. Massachusetts Mortgage Lender License - License Number: ML-3013. NJ- Licensed by the N.J. Department of Banking and Insurance. NY- Licensed Mortgage Banker - NYS Department of Financial Services. RI - Rhode Island licensed lender. Additional licenses available at www.newrez.com.
Testimonials
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I not only sold my house in 4 days, but Paul helped Negotiate my dreamhouse in East Lake Village for 100K under list price!" Stacey Crosser
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We were first time home buyers and felt like there was no better person to be helping us than Paul Monte. He is so knowledgable, professional and a true expert in his craft. He always fought for what was best for us, he looked at us as a young couple starting our lives together and this house not just as a purchase but as a home to start our family. Paul was always on our side, never about money - all the referrals he gave us were also excellent people and shared his work ethic and eye for helping us get what was best. He made us feel like we were his only clients - always picking up the phone for us at any hour, available to us whenever we wanted to see places, and had all the time in the world for us if we had questions. Any first time home buyer should have a conversation with Paul to think about the long term plan and options - he knows them all!
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- Jacquie Parker
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Paul Helped me Purchase when other Agents would not take any of the Extra Steps" Thanks Paul as Always.. I love my Realtor! Lisa M, Home Owner :-)
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from Yelp.com  1/2/2013 Paul is an amazing realtor, and has a genuine care for his clients.  He demonstrated that to us constantly, making time to visit houses as early or as late as we could accommodate, 7 days a week.  The man is a machine, and will always answer his phone and is always hunting for new properties to visit alongside you. The wife and I were rather picky, and he still stuck with us for quite a while, until we felt we found the right house.  And once we did go into escrow, he was aggressive in following up with all parties to make sure everything went smoothly and there were no issues along the way. And after we closed, he's still made time to be there for questions, suggestions, and advice. You can literally not find a better realtor out there, and we wouldn't have our house if it wasn't for Paul.
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 4/28/2012 Paul Monte helped us find the home of our dreams.  He was very knowledgeable and helpful throughout the entire process. He was always on time, in fact, he arrived 15-20 minutes prior to scope the home before showing it.  He worked around our schedules. He was the first agent we met and the only one we worked with. He worked hard to make the home buying process as smooth as possible for us. Paul was very communicative and responded almost instantly to phone calls and emails. He was a gentleman through and though and we are happy we worked with him.
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Paul is the best person you could ever get in this space. First of all, it is the level of maturity and his keen eye for clearly outlining that positives and negatives in any situation. His positive attitude is absolutely fantastic. At the end of the transaction, the relationship changed from an agent to a good friend. His best trait is the space that he provides for anyone to decide on the available options and the guidance he provides to objectively make a decision. If he every needs a direct customer referral or an in person video shoot or a direct feedback from customer to potential customer - just call me
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- Karthikeyan Balasubramanian
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"I was looking for my first property and I live in a 3bdr condo that I STOLE for 427,000 thanks to the endless negotiating that Paul did on my behalf. I love my new townhouse! Thanks Paul..." David Kanehann
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Paul Monte has been though it all with us! He helped my husband and I find the perfect house for our growing family. I was preggo with my 2nd baby and had surgery at the same time. He was very supportive He would work around our schedule and was able to show us a house we wanted to see in a quick timeframe. If and when we move to another house, you better believe that Paul will be helping us find another home. And it doesn't help that he was a great friend to us in the process! Love you Paul!!! I haven't forgotten you!!Kelly. Matt, Hunter and Zoe :) Via Yelp:http://www.yelp.com/biz/paul-monte-realtor-newport-beach
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Paul Monte stands out among real estate agents for 1st time home buyers. We could not have asked more from him as a buyers agent. Paul is extremely professional, shows great attention to detail, is extremely conscientious, and has an awesome personality. We are still kicking ourselves and wondering how fortunate we were to find him!
We were initially referred to him via First Team through their website, and had no previous connection otherwise. Hence, we were naturally apprehensive at the beginning. The only negative from our initial encounter was that he had a tendency to provide too much information for us to digest, but there in lies his attention to detail! However, he is always glad to slow down to clarify and explain terms that we are not familiar with, and never bothered by our ignorance. We found him to be extremely responsive: he almost always picks up his phone, and ALWAYS calls back promptly on the same day if he's unable to answer.
After the first couple of weeks working with Paul, we truly realized what a gem he was as a person and an agent. His property walk throughs were always very detailed, and he is able to point out details about the property (both the good and red flags) that we would not have noticed out ourselves. He can almost pass of as an inspector with his diligence! If we had any concerns (or if he had any for that matter), he would promptly contact the seller's agent to obtain the required information. Our experience with another realtor was quite different to say the least.
As first time buyers, we were in the process of discovering the type of property that would meet our needs (location, SF vs Condo, etc.). Paul was very patient throughout the process and took the time to learn our tastes and requirements. I can confidently say that we never felt any undue pressure from him on any property. Throughout the process of viewing dozens of properties, there was only one property that he strongly recommended (which we offered on but finally backed off), but he worked with us and heard our thoughts nonetheless.
We finally found the property that we just closed on a week and a half ago. The process was very challenging due to our poor choice of the lending broker (not a fault of Paul in any way). If it wasn't for Paul diligently working with the sellers, escrow and lender, I'm quite sure we would have fallen out of escrow and lost the purchase. Paul also provided excellent advice on negotiating with the buyers which led to a very positive experience between us and the sellers.
As another testament to his attention to detail, he spotted some termite issues in a discrete location in the house during the formal inspection that the inspector had missed. This not only saved us the repairs, but ensured that the house got tented prior to the sale.
In summary, a home purchase can be very challenging for first time buyers who aren't familiar with real estate. I would give Paul Monte my greatest recommendation as a buyer's realtor to help in this process.
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- Andre Tok
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"Thanks for Finding a House for us last minute..I mean in 3 hrs! We really love our place & have a great payment... Looking forward to buying a place this year w/ Paul."Tom
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Paul helped me with 2 transactions, the purchase of a home and leasing a home. He has been there for me every step of the way from negotiation down to the details of the packing. I've bought a lot of houses in my life time, this is the first time I felt white glove service was delivered.
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- Nicole Queeney
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"You are such a great realtor. You got me such an awesome deal."M.Lovelace
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Thank you Paul for your help renting my condo. Jill
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- Jill
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As I think about how incredible it feels to know that I own a home in southern California, I also think about how fun it was to work with Paul Monte throughout the process of buying my first home. Paul is an expert Buyer’s Agent and one of his specialties is working with first time home buyers like me. I had no clue how to start or what to do so I was happy that Paul guided me. First Paul referred me to a great lender so we knew how much buying power I had. Then he listened to what I wanted and set me up on searches so only those properties were emailed to me for consideration. Then I found it – the perfect condo that fit my budget and requirements. Paul consulted with me in every step of the offer, acceptance and escrow. He is an expert negotiator and sees the big picture and end result. He even has a drone that assists buyers to view properties from every angle. Every transaction has its unique challenges and Paul always had a way to resolve any issues in mine. Paul has all kinds of referrals and knows so many people. You want someone like that when you are buying a home. I am extremely happy that I called Paul and it has been such a blast that I’m sad to see it end. I can’t wait until I am in a position to buy another property and work with Paul Monte again. Paul is the only realtor for me.
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- Karen Nyhlen
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I couldn't have asked for a more top-notch real estate agent than Paul Monte. Paul's professional dedication to me as a client made a remarkable difference in the process. His personal qualities coupled with his professionalism are what ensured such success... exceptionally satisfied with his follow-up and attention to details from contract through closing. It was a pleasure to have had Paul working on my behalf. I wish Paul continued success and I would recommend him above anyone else in residential real estate.
Thank you Paul!
Sincerely,
Alex Sanchez
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- Alex
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"Paul Sold my house in 4 DAYS for 7K over list Price!"Stacey Crosser " I met Paul at the House of my dreams... that had everything that I could ever ask for, and purchased it on the spot. I knew he had my interests at heart and did not have any issue with his representation of both myself and the seller." Great Job Paul! Kelly Hillock
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" Paul Took as MUCH TIME AS I NEEDED to explain everything that I needed to understand exactly what a short sale was, how I could get through a sale involving my Bank, and I could not have done it without his professional services, and personal touch!" Ray Hayes
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Paul has gone above and beyond on numerous occasions. He is excellent!!!!! He has assisted me in both buying and selling property and everything has ran smoothly and that's all due to his expertise, attention to detail and keeping all parties informed throughout the entire process. I would highly recommend Paul!
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- Jauna Dayle Anderson
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Paul is a realtor in action. He is a true professional that cares for his client's interests and makes sure that everything is going well. Our experience with him as our buyer's realtor went smoothly. We were able to find and purchase our dream home with his help and perseverance. You can't go wrong with Paul as your realtor. He really deserves a "pat on a back" for a job well done! My wife and I definitely recommend him.
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- Matt B.
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 "Iam very happy with Paul Monte as my family Realtor." Â
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Paul went way above the call of duty in helping us find a home for our failing father. We had plenty of obstacles to navigate in a real small window of time and he took care of everything. Not sure what we would've done without him.
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- Dain Kirkpatrick
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I am not just saying this. Paul Monte is the person you want helping you through all your real estate endeavors. He is very knowledgable and always available for his clients. Real estate is stressful and without Paul I would have been pulling my hair out. He made it literally a piece of cake. Thank you Paul!
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- Clark
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It has been a pleasure to work with Mr. Paul Monte in our transaction. He has been very dedicated every step of the way. A true professional. We are very happy to have been referred to Paul as he immediately became involved in every phase of our process. Thank you Paul! We will keep on recommending your services to everyone!
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- Patricia Sturla
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"Hands down, Paul Monte is the only agent I will ever use and I would refer him to anyone looking to buy a home. It has been a long 7 month journey for us, searching for a home to fit our needs. Paul was with us every step of the way. He is very thorough in explaining things so that there are no surprises lurking around the corner. There was never a question that we had that went unanswered (and we had alot) and he was ALWAYS available when we needed him, despite the fact that we were not his only clients. I can't say enough good things about Paul and we are so thankful and happy that he was able to help us fulfill our dreams of being homeowners and helping us find the PERFECT house for our family! Thank you Paul--you ROCK! Doug & Amanda "
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- Amanda Vierling
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Our Father Passed away & Paul Helped us Sell His Home.. we Purchased from Paul earlier that Year, and was not sure if he was a Listing Agent.. HE IS & will explain how to Market & Sell your Home FAST! J Rusk
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Paul is an excellent real estate agent. He's patient and offers suggestions to help determine what his client is really looking for in a new home. He works with the best contacts to get your home photographed to sell or choosing an excellent home inspector for your new home.
He has many contacts for anything you should need related to a new home or moving- movers, window coverings, contractors, etc., and offers the information to his clients. During what can be a stressful process, Paul does a great job of keeping things moving calmly forward. Working with him on the sale of my home and the purchase of my new home was a pleasure. I will definitely stay in touch with him so when I'm ready for another house I'm guaranteed another positive experience.
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- Victoria Cosgrove
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 12/19/2012 Paul went beyond the call of duty in his efforts to find exactly what I wanted, and to make sure I knew ALL pro's and con's so that I was sure to be informed and happy with my decision. I ended up with the perfect property for me, and Paul was a huge part of that. His knowledge, expertise and patience made all the difference. Furthermore, he was very personable. It felt like he really cared, and wasn't just out to make a sale. After my long home buying process(since I take forever to make decisions, and since my preapproval was limited), and all that Paul did to make my home owning dream a reality, I developed a friendship with Paul that has touched my life, and he was great with my children as well! What a fantastic home buying experience! Thanks Paul! :)
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 11/2/2011 I am a Real Estate Broker whom Paul Monte, Realtor, represented the buyer on one of my listings. We just closed escrow on this transaction  on a condo in Aliso Viejo. From day one I knew he would be a great professional realtor to work with. He was passionate about helping his buyer and protecting her interests. He was super resonsible and always reliable to get the necessary components done that make for a successful transaction. He kept in great communication with all parties and updated all concerned. Very professional and a breath of fresh air to work with him. Thank you Paul from on Realtor to another!! Deborah Walz
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 12/27/2012 In March, I began looking into buying a new home. One of my friends at work told me about his home purchase experience and advised me to call Paul Monte at First Team. Paul was my second agent. At my first meeting with Paul, it was very clear he had experience and knowledge of the So. Cal market and had top-notch realty expertise. We first started looking for homes in Corona, CA and finally ended up in Orange County. I purchased my home in Aliso Viejo. Paul was also instrumental in finding another lender after a minor problem with the first mortgage lender, making it a smooth purchase. As a first time home buyer, Paul was awesome to work with. I admired his professionalism and expert advice throughout the entire process. Best of all, with Paul you're the Boss- he makes it his job to help you get the home of your dreams.  I highly recommend Paul to anyone looking for a hard working and highly effective real estate agent. Thanks Paul. Roland L.
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 8/13/2012 I couldn't have asked for a more top-notch real estate agent than Paul Monte. Paul's professional dedication to me as a client made a remarkable difference in the process. His personal qualities coupled with his professionalism are what ensured such success... exceptionally satisfied with his follow-up and attention to details from contract through closing. It was a pleasure to have had Paul working on my behalf. I wish Paul continued success and I would recommend him above anyone else in residential real estate. Thank you Paul! Sincerely, Alex Sanchez
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Paul Monte made us feel as if we were his only clients!! He was very professional and continuously updated and communicated with us along the entire process (from start to finish).
When Mr. Monte was recommended to us, we were told he was a really good Realtor. Mr. Monte not only met our expectations, he exceeded them! He went above and beyond his responsibilities as a Realtor. It was truly a great experience buying our first home with Paul. He stuck by us, gave us resources, kept positive, and continuously worked with the sellers.
THANK YOU PAUL MONTE!!!!
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- Braulio and Nancy Guzman
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"Paul Sold My Home in 15 Days DURRING THE HOLIDAY SEASON!" Thanks Again for all of your Help :-) Markus Schaub
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 8/24/2012 Although complex world of Real Estate appears to be a simple task, it needs to be handled by a professional in the field. A Realtor,  who not only possesses the Legal Knowledge and Financial Expertise , but is also competent and committed ethically. Mr. Monte, as a great educator, prepares and walks you through the "adventurous journey" of the Real Estate process with ease and reassurance. I  recommend him as a professional and a high-value person.
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Paul's expert knowledge and ever-so-helpful demeanor provided us with an exceptional leasing experience. We found Paul's responsiveness and organizational management of all the details to be professional , prompt, and courteous. We've leased 5 properties in 5 different cities in the last 13 years and the experience we had with Paul was by far the best of them all. Thanks Paul!
P.S. We hope to be ready to buy a house in the next 1-2 years. When we do, Paul will be our first call. :)
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- John Eric Wagner
Based on information from California Regional Multiple Listing Service, Inc. as of September 20, 2020 1:35 AM UTC This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.
This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not tofurther investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g.square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial usein accordance with
